Privacy Policy

Welcome to PayAfta, an escrow and secure transaction platform operated by CashiaTech Nigeria Limited ("we," "our," or "us"). Your privacy is important to us, and we are committed to protecting your data in compliance with applicable data protection laws.

1. Information We Collect

1.1 Personal details: Name, email, phone number, address, and government-issued ID for verification.

1.2 Financial data: Bank details for payment processing.

1.3 Transactional data: Details of payments and escrow agreements.

1.4 Technical data: IP addresses, device information, and AI-generated usage analytics.

2. How We Use Your Data

2.1 To facilitate secure transactions and escrow services.

2.2 To comply with legal obligations, including KYC and AML regulations.

2.3 To improve our AI-driven fraud detection and customer support features.

2.4 To send service-related notifications and updates.

3. Data Sharing & Security

3.1 We do not sell or rent your data.

3.2 We may share necessary information with banking partners, regulatory authorities, or fraud prevention agencies.

3.3 We implement encryption and security measures to protect your data.

4.User Rights

4.1 Access, update, or delete your data.

4.2 Object to AI-based processing of your data.

4.3 Request data portability or report concerns to local data protection authorities.

5. Changes to this Policy

We may update this policy as required. Users will be notified of significant changes.